When it comes to Christmas, many of us find ourselves strapped for cash and after it, a huge bill by the end of it.
With a tough year starting to be laid behind us and quite a few of us out of work, the thought of Christmas put dread in our wallets.
And in order to make the sting of Christmas less painful, many people have decided to come up with their own ways of saving cash throughout the year.
Whether or not it is adding an extra penny to a tin or putting just £5 in a pot each month, it all adds up and you could be surprised about how much you save.
And one woman has shared her “brilliant” tip of how she has managed to save money for Christmas including her food shop at Morrisons and even more.
The poster, who did not wish to be identified, said she has been saving stamps from Morrisons which comes to £4-a-week meaning she’ll have £200 to spend at Christmas.
She added: “I buy some Christmas food with this, but the majority goes on cupboard essentials that makes things just that little easier overall”.
But in addition to that, she has also come up with something called the “Silly Jar” where she puts in £3 every Saturday. She then takes £50 on her birthday and £100 for Christmas.
She told the Facebook group Money saving hints, tips and ideas: “This is my ‘silly money’ its for those extras we never budget for. Christmas drinks out with mates, the new top for the Christmas party… you know those things we forget and then stress about paying for”.
In addition to that she also has a book where she tracks her spending in and out. She added: “I write everything down, a page a month, every penny in and out and I know exactly what if anything that I have left.
“I am debt free at present and it was hard work but so worth it”.
Other money savers loved the plan and said they were going to jump on it themselves. One person wrote: “That’s a great idea. Hope you don’t mind me borrowing it”.
One person also wrote: “Love the idea of £3 a week for silly money. I’m getting married in August I’m going to start this £3 a week for my hen party outfit as we’re having an abroad hen do end of July and I know I will want a new outfit or two” while another said: “Brilliant! Well done you, and thank you for posting these really useful tips and ideas. Going to put some of them into practise right now!”