Your Plan To Get Out of Credit Card Debt, From an Expert

Christel Deskins

Socio-economic position impacts a person’s baseline ability to live well. With Change Matters, financial experts provide info and actionable advice to increase financial literacy, allowing people to lay the foundation necessary to build wealth and financial health. Read more stories from Change Matters Debt has been a part of society […]

Tesla’s debt close to investment grade after S&P upgrade

Christel Deskins

hector retamal/Agence France-Presse/Getty Images S&P Global Ratings on Monday raised its Tesla Inc. debt ratings to BB-, from B+, leaving the Silicon Valley car maker’s bonds two notches from investment grade.  Load Error “Improved execution, increasingly efficient production, and global expansion continue to strengthen the company’s competitive position,” S&P […]

Ask Amy: Wife racking up credit card debt

Christel Deskins

Dear Amy: My wife and I have been married for a long time. We both grew up in working-class families, were the first in our families to graduate from college, and had respectable careers in different industries. Now that we’re more or less retired. I have a small online business […]

A script for negotiating with debt collectors

Christel Deskins

Image source: Getty Images Share this page: Negotiating with debt collectors can feel stressful and overwhelming. Here’s a customisable debt negotiation script to help you stay on track. The role of debt collectors Debt collectors chase overdue debts. In other words, if you stop paying debts like credit cards, utility […]

Ways to pay off credit card debt

Christel Deskins

Are your credit card balances keeping you awake at night? Short of winning the lottery, there’s no quick-fix solution to get out of debt, despite what solicitors or infomercials might have you believe. Getting yourself out of credit card debt may be daunting, but it isn’t impossible. It just takes […]

Canadian Pensions Find Opportunity in Private Debt

Christel Deskins

Canadian public pension funds scooped up private debt as market upheaval from Covid-19 left borrowers willing to offer appealing terms. Their private debt allocations ticked up more than 5% to $46.9 billion between Dec. 31 and Sept. 20, according to Preqin data. It was the biggest increase in percentage allocation […]

If Credit Card Relief’s a No-Go, Check Out Debt Management

Christel Deskins

As cardholders experience financial difficulties due to COVID-19, some credit card issuers are promoting their hardship programs. Once a well-kept secret, these programs are now more prominently advertised, offering things like deferred payments and lower interest rates. But not all cardholders will qualify or receive favorable terms. If you’ve been […]