Iowa Insurance Division Charges Trinity, Aliera Over Unauthorized Health Plans

Christel Deskins

The Iowa Insurance Division’s Enforcement has filed charges against Trinity Healthshare Inc. and The Aliera Companies over offerings of unauthorized healthcare products. The department alleges that Trinity, purportedly operating as a health care sharing ministry, acted as an unauthorized insurer by offering health care insurance products to Iowa consumers which […]

The Iowa Insurance Division’s Enforcement has filed charges against Trinity Healthshare Inc. and The Aliera Companies over offerings of unauthorized healthcare products.

The department alleges that Trinity, purportedly operating as a health care sharing ministry, acted as an unauthorized insurer by offering health care insurance products to Iowa consumers which were not approved for sale in Iowa.

It is alleged that Aliera marketed, offered, sold and administered these plans on behalf of Trinity without being appropriately licensed.

Both Aliera and Trinity are alleged to have utilized unfair methods of competition and unfair or deceptive acts or practices in the offer and sale of these health care products.

“Trinity and Aliera have denied the allegations. An administrative hearing is scheduled to resolve these issues,” Iowa Insurance Division spokesman Chance McElhaney said in a statement. “Products offered by health care sharing ministries are not insurance and there is no guarantee that your medical costs will be paid.”

McElhany recommended that consumers “speak with licensed insurance agents who can help them determine what options may be available to them.

Source: Iowa Insurance Division

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