70 Easy Ways to Save Money

We’re all looking to keep a few extra greenbacks in our wallets, but for many of us who have too much month at the end of our money, it can seem impossible to do more with the money we’re already making.

The truth is, there are always ways to pinch a penny, particularly if you’re willing to invest a little time. Here are 70 ways you can save money in your four biggest budget categories: food, transportation, housing, and health.

Food Money-Saving Tips

According to a recent Gallup Poll, the average American family spends $151 per week on food, including restaurant eating. That adds up to a cool $7852 per year. Here are 20 ways you can keep more of that money in your pocket:

1. Make meal plans. One of the biggest food budget busters is when you have no answer to the question “What’s for dinner?” Rather than

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Local gardening column: Save your favorite plants now – News – Uticaod

A little work now can reduce the amount of money you spend on plants next year.

Tender annuals like geraniums, begonias, impatiens, plectranthus and coleus can easily be overwintered in the house. If you’re a fan of these or other annual plants, here are some tips on how to save them.

Pot them up and bring them in

If you have your favorites in a pot, bring them inside to a sunny window. If the annuals you love are in the ground, consider digging them up and planting in containers of fresh potting soil. Cut plants back by about a third and place the pots in a sunny location. Be sure you are saving the healthiest plants and look them over closely for any disease problems or insects.

Take cuttings

Many

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‘Safe Harbour’ scheme launched to save UK auto sector jobs and businesses

The auto industry and its supply chains have been hit hard by the coronavirus pandemic. Photo: Joe Giddens/PA via Getty Images
The auto industry and its supply chains have been hit hard by the coronavirus pandemic. Photo: Joe Giddens/PA via Getty Images

Efforts to save jobs in the hard-hit auto sector are being ramped up, as a trade body launched its “Safe Harbour scheme” to help protect against further damage from the fallout of the coronavirus pandemic.

Trade association Society of Motor Manufacturers and Traders (SMMT) has said the scheme, which is supported by the Automotive Council and the government, provides a mechanism for automotive businesses to engage with their customers, lenders, creditors and other stakeholders to find ways to minimise the risk of insolvencies.

The new industry initiative allows multiple companies to come together to support critical suppliers without falling foul of anti-competition rules.

It is available to any company operating in the UK automotive sector, including in the supply chain.

The automotive industry in the UK accounts for £82bn

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The Best Ways To Save Money On Digital Signage – Press Release

As COVID-19 continues to impact how businesses do business, many people are looking at tools to help make the transition easier. For example, many retailers are looking for ways to enforce capacity and social distancing requirements without allocating precious employee time.

Digital signage can help provide solutions to both monitor customer movement and ensure social distancing. But, digital signage can be an expensive investment, especially during times of slow economic growth like now.

That being said, there are a few ways you, as an end user, can save some cash on digital signage if you decide to deploy it.

Determine your hardware minimum

What I mean by hardware minimum is you need to consider carefully what type of hardware you actually need to get your message across. What is the simplest and cheapest equipment you can use?

For example, if you are just looking to showcase your latest promotions and

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8 Ways to Save for Retirement as a Freelancer

Freelance life unquestionably brings freedom and flexibility. You can work full-time or part-time for who you want, when you want. Depending on your work choices, this type of career can be lucrative and satisfying.



a person sitting at a table using a laptop computer


© Carol Yepes | Getty Images


For freelancers, both payment and tax withholding processes are different from a traditional job. These small business owners tend to get their income in a non-taxed way. That means that what they bill a client is what they get paid. 

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Because no state or federal income tax gets taken out from your payment, you might take a financial hit when it comes time to do your taxes. However, there are some ways to save for retirement and invest in ways that reduce your tax burden on a quarterly and annual basis.

Related: 5 Top Financial Tips for Entrepreneurs

Open and contribute to a SEP-IRA

The SEP (Simplified Employee

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Tua Tagovailoa Will Save Dolphins Contract Money, Live Off Marketing Deals | Bleacher Report

Miami Dolphins quarterback Tua Tagovailoa warms up before an NFL football game against the Miami Dolphins, Thursday, Sept. 24, 2020, in Jacksonville, Fla. (AP Photo/Phelan M. Ebenhack)

Phelan M. Ebenhack/Associated Press

Tua Tagovailoa is going to bank all the money he earns from the Miami Dolphins.

In an interview with GQ, the Dolphins rookie said he intends to live off the cash he earns from marketing and endorsement deals.

“I’m gonna be living off of my marketing money, so the endorsement money that I get, and then everything else is just put to the side,” Tagovailoa said. “So the money that I’m making from my contract, that’s put to the side, so none of that’s gonna be seen.”

This is becoming a trend among top draft picks in the NFL. On July 31, Joe Burrow told reporters after signing his rookie deal that he would let the money “accrue in my bank account.”

The Dolphins selected Tagovailoa No. 5 overall in the 2020 draft. His rookie contract is worth $30.2 million over four years, including

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17 Home Maintenance Tasks That Save You Money

Homeowners fantasize about making fabulous changes to their homes: adding rooms, beautifying the grounds, and remodeling kitchens and baths. In reality, however, these dream projects may not be financially possible.



a person standing in a kitchen: shutterstock_1319548553


© YuryRyzhenko / Shutterstock.com
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Don’t let that stop you, however, from taking good care of the home you have. By keeping up with small repairs, you’ll both save money by heading off the big expensive fixes and maintain your home’s resale value.

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Here are some small jobs you can tackle to hold down household costs.

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1. Change HVAC filters

Your furnace and air conditioner system filters trap airborne allergens and dust so you breathe cleaner air. These filters need changing every few months while you’re using the furnace or air conditioning. Changing filters regularly also can lower utility bills, since dirty

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Non Profit Save the Closet worked multiple hurricanes this year | MyPanhandle.com

PANAMA CITY, Fla. (WMBB) — Save The Closet, a local non-profit created after Hurricane Michael’s devastating effects on the Panhandle, has been busy working with families impacted by more landfalling hurricanes this year.

Save The Closet Treasurer, Amanda Godsey, said the charity was founded by Katy Pinson.

“She started Save the Closet after Hurricane Michael because she saw the need for people to have donations with dignity instead of just being donated bags of clothes that may or not fit,” she said.

Godsey said the non-profit’s goal is to provide a comforting experience for disaster victims, a place where families can browse already organized by size clothes, in good condition, as if they were at a retail store.

This year they have had their work cut out for them. The season has been incredibly active with forming hurricanes; two storms, Hurricane Laura and Sally, making landfall along the Gulf Coast.

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Tips to Save Money for Your Baby’s Future

We’ve partnered with the life insurance agency Haven Life to bring you seven straightforward tips to help you save money for your growing family.

Getting ready to have a baby involves a lot more than doctors’ appointments, birth plans, and setting up the nursery — it also requires new parents to take a careful look at their finances.

While it might be hard to imagine your little one heading off to college when they’re still a bean in your belly, that time will come around sooner than you expect. And in the meantime, you’ll face lots of other new costs along the way, from diapers and daycare to school lunches and field trips.

Raising a child in the United States costs $233,610, according to 2020 data from the U.S. Department of Agriculture.

Even though that figure might initially induce some serious sticker shock, a bit of financial planning can set

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