Medicaid expansion improved insurance stability for low-income pregnant women

Credit: CC0 Public Domain

Medicaid expansion improved the stability of insurance coverage for low-income women in the months leading up to and right after their baby’s birth, according to a study at Columbia University Mailman School of Public Health. The findings showed that with the expansion of Medicaid, there was a 10- percentage-point decrease in women going uninsured or changing insurance plans in the time around their pregnancy. This is the first study to examine Medicaid’s impact on the stability of insurance from before to after childbirth. The findings are published online and in the September print edition of the journal Health Affairs.

“Insurance loss and change is common during the perinatal period because changes in employment, income, marital status, and Medicaid eligibility, often go hand-in-hand with pregnancy and childbirth,” said Jamie Daw, Ph.D., assistant professor of Health Policy and Management at Columbia Mailman School, and first author. “We

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Calysta Appoints Former Quorn and Mars Innovation Lead as New CTO

MENLO PARK, Calif.–(BUSINESS WIRE)–Calysta, Inc. World-leading alternative protein producer, Calysta, has signaled its future intentions with the appointment of food and feed innovation veteran Dr Geoff Bryant as Chief Technology Officer.

Dr Geoff Bryant has more than 20 years’ experience in leading R&D and technology teams, most recently as Quorn Foods Technical and Innovation Director and previously with Mars Inc. Based at Calysta’s UK Technology Hub in Teesside, he will oversee global product development, engineering and innovation activities and the delivery of the world’s first FeedKind® production facility, Calysseo, Calysta’s 50/50 joint venture with Adisseo in China.

As part of the Executive team, Geoff will play an integral role in the product development strategy and technology road-map across Asia, the US and Europe.

Geoff comes to Calysta having most recently led Quorn’s R&D and technical teams in fermentation science, new product development, innovation, quality, regulatory and process

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GEO Group’s 5.125% 2023 Notes Are The Most Compelling Investment Of Its Debt Stack (NYSE:GEO)

Deleveraging Target Seems Reasonable…

Previously I discussed why GEO Group (GEO) should reduce its dividend to focus on deleveraging. On the Q2-2020 earnings release, GEO reduced its quarterly dividend from $0.48/share to $0.34/share. More importantly, GEO announced that it anticipates to repay $100 million in debt and quantified $50-100 million for annual debt repayment starting in 2021. Leaving aside whether this initial effort is enough or not, this is a good first step to take and the deleveraging targets look reasonable to me.

The new dividend rate is going to save GEO about ~$34 million in FY2020 (~$68 million run rate but the dividend cut is at the half year point). Some non-core asset sales should help make up the difference to meet the $100 million FY2020 debt paydown target. With less than five months left, assuming the management is not blindly confident, I’m going to give GEO the benefit

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Here’s How Much More Money You’ll Save By Delaying Retirement

This post is sponsored and contributed by a Patch Brand Partner. The views expressed in this post are the author’s own.

For many people nearing retirement age, deciding when to retire or when to start claiming Social Security benefits can be a daunting task. There are a number of factors that can influence when you decide to stop working full time, including your expenses, your savings and whether you’re planning to work part time in your retirement. With all of these moving parts, figuring out the best time to retire can be overwhelming. Thankfully, Silvur is here to help.

Silvur, a free app dedicated to helping folks reach their retirement goals, allows you to easily and accurately project your lifetime income, calculate exactly when you’re going to be financially ready to retire, and find out if you need to delay your retirement start date.

Why Delaying Retirement Can Be A

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Artisan Partners Asset Management Sees Hammer Chart Pattern: Time to Buy?

Artisan Partners Asset Management Inc. APAM has been struggling lately, but the selling pressure may be coming to an end soon. That is because APAM recently saw a Hammer Chart Pattern which can signal that the stock is nearing a bottom.

What is a Hammer Chart Pattern?

A hammer chart pattern is a popular technical indicator that is used in candlestick charting. The hammer appears when a stock tumbles during the day, but then finds strength at some point in the session to close near or above its opening price. This forms a candlestick that resembles a hammer, and it can suggest that the market has found a low point in the stock, and that better days are ahead.

Other Factors

Plus, earnings estimates have been rising for this company, even despite the sluggish trading lately. In just the past 60 days alone 3 estimates have gone higher, compared to

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Oil prices slip to lowest since June, Dow drops 632 points

Sept. 8 (UPI) — U.S. Markets fell on Tuesday as oil to their lowest level since June amid a decline in demand due to the COVID-19 pandemic.

West Texas Intermediate crude, the U.S. benchmark, dropped $3.01 a barrel, or 7.6%, to trade at $36.76 a barrel, having traded as low as $36.13 earlier in the day marking the lowest level since June 16. Brent crude, the global benchmark, slipped more than 5.3%, to trade at $39.78, which is also its lowest level since June.

In the broader market, the Dow Jones Industrial Average fell 632.42 points, or 2.25%, while the S&P 500 dropped 2.78% and the Nasdaq Composite ended the day down 4.11%

Tech stocks also dragged markets down on Tuesday, as Microsoft fell 5.41%, Zoom Video dropped 5.14%, Amazon declined 4.39%, Facebook lost 4.09%, Alphabet slid 3.64% and Netflix closed down 1.75%.

Tesla stock plummeted 21.06% for its largest

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What Jobs Are Employers Offering Older Workers?

If you’re transitioning into retirement — or want a job during retirement — where should you look?

This is a compelling question if you’re over 60 and want to keep working. You may need to garner some extra income or simply want to stay busy. There seem to be ample opportunities in a healthy economy, which has been supremely challenging this year.

The most encouraging news, according to a recent study by the Center for Retirement Research at Boston College , is that “the jobs potentially open to older workers tend to pay better but are less likely to provide benefits.”

It’s a mixed bag, according to the research. Some employers want older workers for certain jobs, but they are rarely lucrative and may not offer health insurance. They may be best suited for workers gradually moving into retirement who have health coverage elsewhere (perhaps through a spouse or through

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New Job Opportunities in the Digital Consulting Boom

Management consulting companies were on the whole, very general in their outlook, and this was especially true of the top firms, such as McKinsey, Bain, and BCG (MBB) Consultants.

A consultancy company would be hired based on its history and track record, even if it had no specialist knowledge of your business sector.

While there are still large numbers of generalist consultants, the focus has moved to more specialist and technical skills-based consultancy. The large firms have diversified their business, creating specific divisions for projects specialized projects.

Digital and tech consulting has seen the most significant growth, with McKinsey Digital, Bain Vector, and BCG Gamma, all dedicated to this specialist sector.

All this means a lot of jobs available for individuals who perhaps would have never had the opportunity to work at a leading management consulting company in the past. For those lucky new recruits who make the transition, they

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U.S. Commercial Insurance Prices Rose Almost 10% in Q2: WTW

U.S. commercial property/casualty insurance prices rose during the second quarter of 2020 by almost 10% compared with prices charged during the same quarter of 2019.

Excess/umbrella and directors’ and officers’ liability data indicated the largest price increases, with prices for both growing by over 20% for the second consecutive quarter

These findings are based on insurance broker Willis Towers Watson’s Commercial Lines Insurance Pricing Survey (CLIPS). The survey compared prices charged on policies underwritten during the second quarter of 2020 to those charged for the same coverage during the same quarter in 2019.

Carriers reported that the aggregate commercial price change grew by almost 5% in the third quarter of 2019, over 6% for the 4th quarter of 2019 and first quarter of 2020, and then jumped to just under 10% in the second quarter.

Commercial auto data indicated price increases near or above double digits for the 11th consecutive

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